Consequences: You will be in the hands of an adjuster, who is likely to underestimate the value of your claim.

 It is not unusual for homeowners to want to alter the original design of their house after the occurrence of a catastrophe. The insurance company must cover rebuilding your home in the identical way as it was prior to the loss. You are allowed to build something new but the cost to rebuild sets your maximum insurance budget. The only way to prove the home you want to build now – with modifications and improvements and not what you were using before – can help the adjuster stick to their estimate of a low reliableautomotive reliable automotive Website reliable automotive co uk , thereby denying the figures, and therefore underpay the claim.